Incident Response
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Business Interruption
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Data Recovery & Bricking
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Covers broad category of fraud protection and notification services including voluntary
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Covers loss of income and extra expenses because of interruption to the insured’s or a service provider’s network
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Covers costs to recover, repair, replace or recreate data and software and replace bricked hardware
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Incur loss before consent for first 72 hours
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Retention is greater of loss incurred during Waiting Period or dollar retention
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Data coverage is not limited to restoration from backups
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Post incident consulting services available
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Waiting Period can be qualifying trigger with dollar retention for middle market & large businesses
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Bricked hardware includes broad list of computing and personal devices and data storage hardware
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BYOD, voluntary shutdown & continuing operating costs
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Betterment up to 25%
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Non IT service provider coverage can be sublimited or removed
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Operational Technology coverage can be added
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Cloud service outage
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Public utility outage can be added
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Forensic accounting costs, which can be sublimited or excluded
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